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My Cash Search
See how it works
How it works What we check for Transparency Articles FAQ About us See how it works

Real Cash. Real Simple.

Cash you may already be owed. Help finding it.

My Cash Search points you to the places where forgotten money quietly sits — state unclaimed-property databases, uncashed tax refunds, dormant retirement or insurance accounts, and benefit programs you may qualify for. Free to search. Every category we check is shown before you take any action.

See how it works What we check for
  • Free to search
  • Real official databases
  • You never pay us
Nothing's guaranteed We show you what we found, or that we didn't

Illustrative example. Actual matches depend on the info you provide and the databases we can search — results vary by person and state.

Nothing hiddenEvery category we check is shown before you take any action.
Free to searchWe never charge you to check for money you may be owed.
Real databasesResults route to the official record, not our own reconstructions.
Reachable supportA real contact form, plus one-click unsubscribe any time.

How it works

Three steps. No fee to search. No pressure to act.

My Cash Search doesn't hold or process any money itself. What we do is point you to the right official databases and account custodians — and tell you what we found, or that we didn't.

  1. 1

    Tell us where to look

    Answer a short set of questions — your state, past addresses, previous employers, that sort of thing — so we know which unclaimed-property databases, tax records, and account custodians to check.

    Takes a couple of minutes

  2. 2

    We check the categories that apply

    State unclaimed property, uncashed federal and state tax refunds, dormant retirement or life-insurance accounts, and benefit programs you may qualify for. If nothing turns up, you'll see that too.

    Every category shown, results and all

  3. 3

    Take it to the source

    Every match routes to the official record — a state's unclaimed-property site, the IRS "Where's My Refund" portal, an original account provider. For some categories, a financial-services partner can help you file the claim; that's always your choice.

    Claims happen with the source, never through us

Whether any money turns up depends on the info you provide and what the public records say. Nothing on this site is a guarantee that money is owed to you — it's a search assist, not a payout.

What we check for

Four places money most often quietly sits

Each of these has an official record somewhere. What My Cash Search does is help you find and read the right one.

State-run databases

Unclaimed property

Every US state runs an official database of forgotten deposits, uncashed checks, and inactive accounts turned over to the state. Nationally, tens of billions of dollars sit unclaimed at any given time.

  • State treasurer / unclaimed-property records
  • Old landlord deposits, refund checks, payroll
  • Claims filed directly with your state

Federal & state

Uncashed refunds & credits

Undelivered IRS refunds, state-level property-tax rebates, refundable credits (like the Earned Income Credit) that eligible households don't always claim. Rules change every year, and past-year claims are often still open.

  • IRS "Where's My Refund" lookups
  • Prior-year refund and credit checks
  • State property-tax rebate programs

Dormant balances

Old retirement, savings & policies

Rolled-over 401(k)s that got lost in a job change, matured US savings bonds, dormant bank accounts, unclaimed life-insurance policies. The record is usually held by the original account custodian.

  • Lost 401(k) / IRA rollover tracing
  • Matured Series EE / Series I savings bonds
  • Unclaimed life-insurance benefit searches

Federal & state programs

Benefits you may qualify for

Government programs where eligibility changes over time and many households leave money on the table — SNAP, energy assistance, veterans benefits, senior programs, healthcare subsidies. Rules and income thresholds shift each year.

  • Federal benefit-program eligibility checks
  • State-specific assistance programs
  • Applications filed with the administering agency

What My Cash Search doesn't do

We don't hold your money, process your claim, or promise a specific amount. Every match points you at the official record or account custodian — the state's unclaimed-property site, the IRS, the original account provider — where the claim actually happens. If a partner can help you file, that's optional and clearly labelled.

Transparency

How we make money, in plain language

Partners pay us when we refer someone to them — typically financial-services companies that help people file claims, cash out old accounts, or set up related services. That's the whole model. Partners never see your info unless you ask us to connect you, and you never pay us anything to search or to see results.

Read the privacy policy Read the terms

Things we will never do

  • Charge you a fee to search or to claim money
  • Tell you money has been found before we've actually checked
  • Share your info with partners you haven't opted into
  • Hide what a partner will ask for before you agree to it
  • Make it hard to unsubscribe or to reach a human

Latest articles

Guides for spending smarter and spotting nonsense

Plain-language write-ups on cash back, offer terms, unclaimed money, and privacy — the kind of research we'd want before signing up for anything.

All articles
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Cash back

How to Actually Maximize Cash Back in 2026 (Without Overspending)

The three habits that separate people who earn real money from people who just buy more stuff.

8 min read
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Consumer safety

Legit or Scam? 12 Signs a Cash-Reward Offer Is Worth Your Time

A checklist you can run in under five minutes before handing over an email address or a phone number.

10 min read
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Guides

Reading the Fine Print: How Cash-Offer Terms Really Work

"Qualifying purchase", "completed action", "pending period" — what each phrase actually commits you to.

9 min read
Illustration of three price tags representing rebates, cash back, and rewards.
Explainers

Rebates vs. Cash Back vs. Rewards: What the Difference Costs You

Three words retailers use interchangeably that decide when — and whether — the money actually reaches you.

7 min read
Illustration of a magnifying glass held over a dollar bill.
Money owed

Found Money: How to Search Free, Official Databases for Cash You're Owed

Billions in forgotten paychecks, deposits, and refunds sit in official state and federal databases. Here is how to search them for free.

9 min read
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Privacy

Protect Your Inbox: A 9-Step Privacy Checklist for Offer Sign-Ups

How to keep signing up for things you want without your inbox and phone number paying the price.

8 min read

FAQ

Questions worth asking before you start

If something here doesn't match what you were told elsewhere, trust the terms and get in touch — we'll clear it up.

Contact our team
Is My Cash Search free to use?

Yes. There is no fee to search, to see results, or to be pointed at the official record where you can file a claim. If a financial-services partner can help with a specific category, working with them is optional and their fees (if any) are theirs to disclose up front.

What kind of money can this actually help me find?

Four broad categories: state unclaimed property, uncashed federal or state tax refunds and refundable credits, dormant financial accounts (old retirement accounts, savings bonds, unclaimed life-insurance policies), and government or state benefit programs. Any match points you to an official record — a government database or the original account custodian — where the claim actually happens.

Are these real official databases, or your own list?

Real official databases. State unclaimed-property registries, IRS refund and credit tools, and account-custodian records. My Cash Search doesn't hold or invent balances — a match is a pointer at a specific official record you can verify yourself.

Is there a guarantee I'll find something?

No. Whether any money turns up depends on your history and what the public records currently show. We'll show you every category we checked, whether or not we found anything. Nothing on this site is a promise of a specific amount, or that money exists to be claimed.

What information do you collect, and why?

Enough to know which databases to search — typically name, state, past addresses, and previous employer or bank details. The privacy policy is the authoritative description of what we collect and how it's used, and California residents can use our CCPA page to exercise their rights.

How does My Cash Search make money if I don't pay anything?

Financial-services partners pay us when we refer someone to them. That covers the cost of running the searches and lets us keep the tool free for users. Partners never see your info unless you specifically ask us to connect you.

Does My Cash Search file the claim for me?

No. Claims happen with the source — the state, the IRS, or the original account provider. For some categories a financial-services partner can help you file, but that's optional and separate. My Cash Search's job is to find the record and point you at it.

How do I stop hearing from you?

Use the unsubscribe page and you're removed from our marketing messages. You don't have to give a reason, and any results we've already shown you stay yours to act on with the source.

In your own time

Check for cash you may be owed, whenever you want to

Searching is free, results are honest about what we did and didn't find, and every match points at the official record where the claim actually happens.

See how it works Read the guides first

Nothing here is a guarantee that money is owed to you. Availability of records and eligibility for benefit programs vary by person and change over time.